Real estate appraisal services for homeowners in the city of College Station and Brazos County

Here are the top seven reasons TX homeowners use Blackmon Appraisal Associates:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a TX property tax assessment
  3. To reduce your mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a TX divorce, when real estate property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Brazos county or TX

Need help deciding the price of your house in or near College Station, TX?
Contact Blackmon Appraisal Associates.

We at Blackmon Appraisal Associates understand the special needs of a consumer looking for appraisal services. Our typical business clients are used to the appraisal process and the standard documents we provide. Being a homeowner that most likely doesn't see an appraisal on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Blackmon Appraisal Associates are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value report than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to save money for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping homeowners just like you do away with unwanted PMI insurance.

Challenging Brazos county's assessment of your property

Lets say you live in an area that is declining -- your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. An appraisal report from Blackmon Appraisal Associates is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your house is in a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. Blackmon Appraisal Associates can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for precision, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Blackmon Appraisal Associates can help with that too. Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.